Chapter 536 "Oh my god. It's so dark?"
Chapter 536 "Oh my god. It's so dark?"
"On which street?"
"Zhongsandao Street."
This time he was even more surprised: "That's two streets behind the agency. How come you rented a house there? Were you ripped off? It's so expensive there, and it's far from the warehouse office."
But what did Shen Zhiqiu say at the time? He said, "Ah! I didn't think so much before buying it. I just knew I was going to the Ministry of Household Affairs, so I thought about preparing a house. The original owner was in a hurry to sell it, and I was in a hurry to buy it, so I made the deal."
Listen, it’s a purchase, or it’s a transaction. Buying a house is a big deal for anyone’s family, right?
Or a house in the capital?
So, in just a few days, you didn't consider anything else. Someone was selling a house, so you just bought it without thinking twice?
We had a few meals together recently, and every day there were dishes delivered from Guangyuanlou.
However, I heard that Lord Shen is the second owner of Guangyuan Building and he invested in it with some technology.
But the food he brought today, the seafood made by his daughter, was not something that ordinary officials could afford.
In fact, he had never seen that style before, not to mention it tasted quite good.
There are several flavors of sushi rice balls, including bacon, crab roe, crab leg meat, and shrimp.
And why does the rice smell so good?
Shen Zhiqiu didn't know what Lord Wei was thinking, otherwise he would have said, "After the rice was steamed, my daughter mixed it with sesame oil, and also added roasted sesame seeds and crushed peanuts.
My daughter has always been like this since she was little. She either doesn’t cook at all or it consumes a lot of ingredients.
Otherwise, Lord Wei feels that Shen Zhiqiu is not as ideal as he thought.
Regardless of the era, officials like them, or civil servants in modern terms, are divided into rich and poor.
Some civil servants have wealthy families and do not rely on this salary to make a living. They even have many houses at home.
Some civil servants really put all their family's efforts into buying a small house. From the outside, it seems that they have settled down in the city and it looks very glamorous and a great honor to their family.
The relatives in the village all say that I have a bright future, but only I know the sadness in my heart.
For example, several people in charge of the warehouse office were in this situation.
Originally, everyone thought that Lord Shen should be similar, or even worse than them, after all, he had just settled down.
But the more I touch her, the more I feel like I really want to do it.
Even after many colleagues had recently learned about Shen Zhiqiu, there were already some rumors in the warehouse:
"Haha, this Lord Shen can be promoted out of turn, haha..."
No need to think about it, it’s definitely not something good!
At the same time, at the entrance of Jufeng Money House.
Li Jingshu looked at a huge copper coin-shaped object at the door and said to his daughter, "Aren't you afraid that it will be moved away after closing at night?"
"How could that be? Mother, you are overthinking. Anyone who can open a bank in the capital must be powerful and influential, and have connections in both the black and white worlds.
Who would dare to steal something so blindly as to come here? Especially when it is such a large item with obvious features, it would be difficult to sell it.”
After thinking about it, it really makes sense. Li Jingshu nodded and said, "It seems so. It's good that he was caught before he could sell the stolen goods.
But what did you just say? We want to exchange the banknotes for silver, and he will deduct money? "
This question is not easy to answer, after all, there are Shen Luming and Shen Erya beside him.
So Shen Youyou could only whisper to her mother: "Of course, this is different from our previous banking model. You deposit money and get interest.
Now people are exchanging this for money. After all, gold and silver are heavy and unsafe to carry on the road all the time. It is more convenient to carry them in silver notes.”
Having said that, she still feels that modern banks are better. The terms and conditions of ancient money houses were not perfect, and apart from borrowing at high interest rates, there were probably no good investment channels.
"Mom, let's go in and ask first."
"well!"
After entering the bank, the four of them were all curious about what they saw as it was their first time to visit such a place.
Although there is a railing separating the interior, you can still see the furnishings inside through the gap.
The silver ingots, silver coins, and copper coins were collected and put into the box and sealed. There were also many storage cabinets around, all of which were locked.
During this time period, there was no customer in the money shop, perhaps because it was dinner time. Fortunately, there was someone on duty at the money shop, otherwise they would have to wait for the person to finish dinner.
The four of them, mother and daughter, looked quite awkward when they came in, but as they had experienced a lot, they were not too reserved.
After all, even if it was Shen Erya, she had been trained in her own supermarket, and she also had such a large workshop at home, so she was confident.
Shen Luming, don’t underestimate me because I am a serious young master since I was young. My grandfather’s escort agency was quite big in the past.
As for Li Jingshu and her daughter, modern souls, not to mention the scenes they have seen, which are unimaginable to these people, just where they go and who they see,
We are all human beings, and everyone is equal. As long as the other party is reasonable, everything can be discussed.
So Li Jingshu asked without hesitation: "How do we exchange for cash?"
The shopkeeper was still using an abacus in his hand: "Sir, how much silver note do you want to exchange?"
Li Jingshu took out a 1,000 tael note. After the shopkeeper carefully checked it, he raised his eyebrows and said, "Deduct 35 taels from the silver!"
"Oh my god. It's so dark?"
The mother and daughter said almost in unison,
The shopkeeper was very upset. "We are taking great risks by keeping your money. If you keep it at home, it could be stolen at any time. What's wrong with us taking some money? Do you want to exchange it or not? If not, don't make trouble."
When Shen Youyou realized what was going on, her first thought was, "Grandma, no wonder my dad gave you the banknotes to round up the amount. You thought my dad was using his power for personal gain and letting you take advantage of him.
Now that I think about it, there is no such good thing. It turns out that I was waiting for you here."
As for Li Jingshu, he said, "No wonder there were so many burglaries in ancient times. Most people would deposit a few hundred taels of silver into a bank. If they deduct too much, it's not worth it."
However, they couldn't move it even if they exchanged it for more than 900 taels, so Shen Youyou could only ask: "How do you exchange it for gold?"
After hearing the shopkeeper's answer, she had one reaction: "Oh no, the price of gold has risen during the war. The original ratio of gold to silver was 1:10, but now it is 1:14.
At that time, my grandfather exchanged all his gold for silver notes, and he only had those few pieces in his hand. It was a huge loss.”
In other words, if I were to use silver notes to make up for my grandfather's 300 taels of gold, I would need 4,200 taels to exchange it back.
Although it's not that they can't pay it back now, there's no need for them to be taken advantage of for the time being. Maybe the value of gold will drop in the future?
But those gold cakes at home cannot be touched no matter what, so I'd better save them.
Finally, after discussion, it was decided to exchange the one thousand taels of silver note into nine one hundred taels and one fifty tael note, and finally the fifty taels were exchanged for silver.
There is no way around it. When exchanging silver bills for silver bills, there is no need to deduct that much money. It is equivalent to exchanging fifty taels of silver, and less than two taels of silver can be deducted.
If you have small expenses, you can use the change to spend first, and then go to buy big items like furniture and pay directly with the banknotes to the storekeeper.
OBS